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Date: Fri, 5 Jan 2024 11:41:19 -0500
From: Reading Cooperative Bank <marketing@readingcoop.com>
Reply-To: marketing@readingcoop.com
To: revbrian@goodshepherdreading.com
Message-ID: <1704472833727.4e7cf169-b795-4501-9f5f-f2c28f85acb7@bf05x.hubspotemail.net>
Subject: Federal Changes to Beneficial Ownership Information in 2024
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 Content preview:  Beneficial Owner Information The federal government is making
    changes to the collection of beneficial owner information (BOI) which you
    certify each time you open a bank account for your business. You will now
    be required to file the information with the federal government directly.
    The purpose of collecting BOI is to promote transparency in the ownership
    of businesses for our law enforcement c [...] 
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------=_Part_1809834_541662641.1704472879027
Content-Type: text/plain; charset=utf-8
Content-Transfer-Encoding: quoted-printable

Beneficial Owner Information

The federal government is making changes to the collection of beneficial ow=
ner information (BOI) which you certify each time you open a bank account f=
or your business.

You will now be required to file the information with the federal governmen=
t directly. The purpose of collecting BOI is to promote transparency in the=
 ownership of businesses for our law enforcement community.

If your business is currently registered with the Secretary of State, you w=
ill need to register with the federal government between January 1, 2024 =
=E2=80=93 December 31, 2024, at fincen.gov (https://d2SFQx04.na1.hubspotlin=
ks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZs3lcq=
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scGJbW7WCDsJ5V9vQ7W93Tljw2SCZ6WW4t0s6j4RFzpgN81Mqj1q-ChJN203FL5wPv79W4gsNNn=
4cMJBGW1jbCQX6xDQqmW6mhmK-8HlpS-MMHtqKB4Zqff8l-S6M04 ) . Registration will =
NOT be available prior to January 2024.

Beginning on January 1, 2024, any new business is required to register with=
 the Secretary of State and, within 30 days of the registration, register w=
ith the federal government at fincen.gov (https://d2SFQx04.na1.hubspotlinks=
.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZs3lcq-W=
69sMD-6lZ3m6W1dYshV4BG3GVW6thygQ2Hz73sW4XL70c2LTtj0W62zQb78FFkfpW1Y1TVb7Y1z=
WBW8FcdsX1DWBYvN7tMtMb8wpB_W233z0f6KHygPN3TsHXm1Y6rdW8y5jrc5b7B_zW5RN4xL5sc=
GJbW7WCDsJ5V9vQ7W93Tljw2SCZ6WW4t0s6j4RFzpgN81Mqj1q-ChJN203FL5wPv79W4gsNNn4c=
MJBGW1jbCQX6xDQqmW6mhmK-8HlpS-MMHtqKB4Zqff8l-S6M04 ) .

At fincen.gov (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VV=
ZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZs3lcq-W69sMD-6lZ3m6W1dYshV4BG3GVW6=
thygQ2Hz73sW4XL70c2LTtj0W62zQb78FFkfpW1Y1TVb7Y1zWBW8FcdsX1DWBYvN7tMtMb8wpB_=
W233z0f6KHygPN3TsHXm1Y6rdW8y5jrc5b7B_zW5RN4xL5scGJbW7WCDsJ5V9vQ7W93Tljw2SCZ=
6WW4t0s6j4RFzpgN81Mqj1q-ChJN203FL5wPv79W4gsNNn4cMJBGW1jbCQX6xDQqmW6mhmK-8Hl=
pS-MMHtqKB4Zqff8l-S6M04 ) , you will be required to:

- Identify any individuals which have a 25% or more ownership in the busine=
ss;
- Identify an individual(s) who have substantial control over the business;
- Identity a company applicant; and
- Provide information on the company itself.

Visit fincen.gov/boi (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SF=
Qx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZM3lcq-W6N1vHY6lZ3kYN8pDZ9qY=
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1V1S8VJHXlh19jkV4W1P23tZ7J-Qg3W7G5ZzY2pCB70N4V-w9H8S9cVW8hz_wj6JRhSZW1qRG7C=
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kr584-f7vVcBXW44Hw6MKW5wFqL64q0pswVy-Mf06GrzRvdGhSTC04 )  for additional re=
sources.

Download the BOI Key Information and Q&A
(https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bV=
p875VLgHW6J3_6X57Xr7jN6-TNYT5jMY8W50kH_H6lZ3phW4nnHbc76JnL7W1kYkjq8Vx3RNW1n=
jT-86Sq-nNVrv9XY68n3xhW84Jvc_8-fxhfW6Msr5x74Rq_kW6bV0rr2dlhvNVWqLkn8wj9wkW1=
Lnnp58Ty_BvW70FD7-6pG8brVZLQ476XG-y2W5w1rF878gpSyW1wXP-p1ymRrBW1SSzBf3nX7nx=
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DP9656j7f2rHXLl04 )

Introduction to BOI Reporting Requirements

This video provides a short introduction to the upcoming beneficial ownersh=
ip information reporting requirements.

WATCH VIDEO (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP=
3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23lcq-W7lCdLW6lZ3mTW8mg42S5F-KwqW4wm=
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KW6y4kgX6CH0JfW43pVfw7C2JHlW3wLDTw20MbwVW95wTC65nQlYbW2R80WT8zzL88f512KDl04=
 )

Learn More About BOI Reporting Requirements

This video provides additional information about the upcoming beneficial ow=
nership information reporting requirements.

WATCH VIDEO (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP=
3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23lcq-W7lCdLW6lZ3lvW5BllVL2LRXgNW13h=
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04 )

Personal

Open an Account (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/=
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Checking (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3=
TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3lcq-W7Y8-PT6lZ3m9W5J6K8Z2w3FbWW3v2SL-=
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1W245Bq_75HlxNf1DqJmb04 )

Savings (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3T=
BNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23lcq-W7lCdLW6lZ3nqN9gP12qmBM5ZW4KssQ71m=
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3ZCcN3J7080W6VYljW5_FlkpW6HVcYb1pDrdyVdz5295p8J6KW4l5sJ-1W2yS2f2Frkz004 )

Business

Business Checking (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx0=
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Business Savings (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04=
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MnW3VCKTY60bqrWW1kC6HM4ZK618W1dzHn_5cCSbtW16Btz_4WjnljW4_4wg611gWSsW91vlfT7=
-322qN6w7-4PBpW07W2_scKh818xCvW7rDMGR4fgyB8V3K27k2l4NJjW6vc0rx1Sq88Hf905n_P=
04 )

Business Services (https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx0=
4/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3lcq-W7Y8-PT6lZ3n7V4m2B_822jC=
HW60RmD-58yw9PW7Qnvwv30YrL_W8wN8Rb20TtjXW7d8YZ33bwZJ2VrPtmt6gZ1JFW47qL532Yz=
SnjW1zkDh48tvwwrW6PxZFW1fy8GxW5NKV275BXjZkVsPS_m68j71vW3hLZnp834dgkN29nZsgw=
jF-VW3vWNWZ48ch2fW83Z0MC4_FcLKW4P7_Tg6DfJz1W1Lb95m1mVrwqW1VTlXc6YDKl-W1F70C=
L4lHK17W56qt8p8q02gkN13PdwpFbKYHW2kR_nK47kyXVW6XdVFp93YySnVBZGW44CZvJFVn4Jx=
k6HPcwHVymvhD4wL1rzf1JGNVv04 )

Reading Cooperative Bank, 180 Haven Street, Reading, MA 01867

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=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:600px">
<![endif]-->
<div id=3D"column-1-0" class=3D"hse-column hse-size-12">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:b=
reak-word; padding:20px"><div id=3D"hs_cos_wrapper_module-1-0-0" class=3D"h=
s_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"co=
lor: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-genera=
l-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapper_mod=
ule-1-0-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_ty=
pe_rich_text" style=3D"color: inherit; font-size: inherit; line-height: inh=
erit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><=
h2 style=3D"margin:0; mso-line-height-rule:exactly; text-align:center; font=
-size:36px; line-height:175%" align=3D"center">Beneficial Owner Information=
</h2></div></div></td></tr></tbody></table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:bre=
ak-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module-1-0-1" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapp=
er_module-1-0-1_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><p style=3D"mso-line-height-rule:exactly; line-height:175%">The federa=
l government is making changes to the collection of beneficial owner inform=
ation (BOI) which you certify each time you open a bank account for your bu=
siness.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">You will now be=
 required to file the information with the federal government directly. The=
 purpose of collecting BOI is to promote transparency in the ownership of b=
usinesses for our law enforcement community.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">If your busines=
s is currently registered with the Secretary of State, you will need to reg=
ister with the federal government between January 1, 2024 =E2=80=93 Decembe=
r 31, 2024, at <a href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/=
d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZM3m2ndW6N1vHY6lZ3mhLQQx=
7QS9rYW50j9y81PBTkkW6Ddz3P3Mx5YpV1HMLB6HDVnNW30XhhY3jCxgSW577czm2dpf3BVpkmN=
x313s_9MxvcKWYW0rkW8ClBFx4mDBL3W95wsgy37YjBKV4nVT66jy0VBW1hZT8-1gxr8SW30-4X=
d6_PZtxW30n0h_2ckBwMN760hlvp7MXlW7C90fL2WzvWDV6kL8y7wzzrTW5Q9QR03BHvP-W6RSv=
Kz1TQZ7PW7LRqCF5mBbwYW5npLTT9fdrgCW1l-tNQ6gXVlLdnRCsj04" rel=3D"noopener" s=
tyle=3D"mso-line-height-rule:exactly; color:#d50032; font-weight:bold" data=
-hs-link-id=3D"0" target=3D"_blank">fincen.gov</a>. Registration will NOT b=
e available prior to January 2024.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Beginning on Ja=
nuary 1, 2024, any new business is required to register with the Secretary =
of State and, within 30 days of the registration, register with the federal=
 government at <a href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/=
d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZM3m2ndW6N1vHY6lZ3m_W7-4=
6Mg8Jmn6jW1rwvzy1qbwWtW4fKrnm4BJ4GbW6tVL815-Y2rxVVgmx34H7vHBW8F9p1F13NJ1PW2=
m8tP82vfZGlW4zz7nP6_MGLwW8VKVrJ8pr4cVW1CWS2b8kVyl8W3Z4qRd1XxXN7W6zcQML2WDzT=
qW8XxLPC2XgNVcW3Grxtk94gw1YW7f0lWF1b2sZKW4ZTGhV4S-NqQW5K17Nv61q810W3y-mPl4g=
dHl5W4TL8TF1fSbvmW6385yY130RwZW2MmzxZ8x8xKpW3bqh5R73cl2Yf3yMPT-04" rel=3D"n=
oopener" style=3D"mso-line-height-rule:exactly; color:#d50032; font-weight:=
bold" data-hs-link-id=3D"1" target=3D"_blank">fincen.gov</a>.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">At <a href=3D"h=
ttps://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp8=
75VLgHW6J3_6X57Xr7jN6-TNZM3m2ndW6N1vHY6lZ3lXN6NWnn83hTbxW1ZngbQ4jQJwhW38SGS=
v57BX--W3jFDDb1hgsJ3VM6QGs4vn7PtW91Z37s3gxsWlW6nk4nP7rr1WGW979Rcl3WYb3xW8YQ=
-hY5wkgVPW7Xl3H68DW-CsW78yf388Ln4yjW19W9pS3pV_SkW8tw6RV8qpPV1N6P8KmQngFnmW8=
f3XFH2yqffqW5MN1JZ7SsyjmVGQWFT54rSw-W1Nw8-W6hRJydW1XWdBL3M8L-LVDGWZV1RbJjDW=
4YRCgl3Pg-9wW5p1vKb75081gf3Zy8q-04" rel=3D"noopener" style=3D"mso-line-heig=
ht-rule:exactly; color:#d50032; font-weight:bold" data-hs-link-id=3D"2" tar=
get=3D"_blank">fincen.gov</a>, you will be required to:</p>
<ul style=3D"mso-line-height-rule:exactly; line-height:175%">
<li style=3D"mso-line-height-rule:exactly">Identify any individuals which h=
ave a 25% or more ownership in the business;</li>
<li style=3D"mso-line-height-rule:exactly">Identify an individual(s) who ha=
ve substantial control over the business;</li>
<li style=3D"mso-line-height-rule:exactly">Identity a company applicant; an=
d</li>
<li style=3D"mso-line-height-rule:exactly">Provide information on the compa=
ny itself.</li>
</ul>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Visit&nbsp;<a h=
ref=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBN=
RkV3bVp875VLgHW6J3_6X57Xr7jN6-TNZM3m2ndW6N1vHY6lZ3lQW9lmS039fr1pjW1hhYkm5Dg=
M2CW5SGkHG54nh1XW18Rzhb5hTB8LW601gQm61cfqbW97vDNf3HhWZsW2zbb5043XSXWW1nZNFc=
7Rl9KdW89kyRx8JJmz9W8V5YTS6G52Y7W5GX6Cp1_GxtzW85CsKD7pDQcRW7J4Rm13bHTVlW2mP=
XWQ6N9B0xW6PbgGW6gdVJRW4BwP3z5jMQF_W27Y_KK3yKtg1Vzcm6-6XzVj6W99s5x38l8d0_W3=
HyS1j3JHnfhW5vvlBl3d4kMnN8-vFw1QxnKPf1X2JfT04" target=3D"_blank" style=3D"m=
so-line-height-rule:exactly; color:#d50032; font-weight:bold" rel=3D"noopen=
er" data-hs-link-id=3D"0">fincen.gov/boi</a>&nbsp;for additional resources.=
</p></div></div></td></tr></tbody></table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:bre=
ak-word; padding:10px 20px 30px"><div id=3D"hs_cos_wrapper_module-1-0-2" cl=
ass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" sty=
le=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-co=
s-general-type=3D"widget" data-hs-cos-type=3D"module">
 =20
  <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-spacing:0 !important; mso-table-lspac=
e:0pt; mso-table-rspace:0pt; border-collapse:separate!important">
    <tbody><tr>
        <!--[if mso]>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#d50032" valign=3D"=
middle" style=3D"border-radius:10px;cursor:auto;background-color:#d50032;pa=
dding:12px 18px;">
    <![endif]-->
    <!--[if !mso]><!-- -->
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#d50032" style=3D"b=
order-collapse:collapse; mso-line-height-rule:exactly; font-family:Helvetic=
a, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:break-word;=
 border-radius:10px; cursor:auto; background-color:#d50032">
   <!--<![endif]-->
        <a href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx0=
4/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TNYT5kBVqW50kH_H6lZ3nzW7LsxPh7fFW=
z6N6Bhr2t3c0GCW8tp9Qs2sbwGJW34V1Sv1mY6TjW2NNScc1hz7BVW3w7jfJ2mSnl3W4bS5153Y=
kn-wW12Hk0W66lh73W7hMvLm5qlk4LW6mxCm9684xLKW3qSmPy4qqjyWW6V9Ccx8QW45YW3bLng=
Y6Qg_wsW8NkG4P4sbPzHVvVWxM4LpncnW4JMYHZ10nrLYW2CLVTk8qm2vKW9dmG5p9k784SW1fc=
v6x7vxyBMW3S2KwW6N78CxW550Gsw8ZH17FW5rvfZt5F1_sgW6k8G423_M3LGW87Ct3R8CJFzrW=
5Z4qHK4891htW6TcXNY8nLm0jVVXV9n2c4kQ9W3wZrzb2ljCFZW36kGR19l-lJqW2yPB072CkCH=
-W2k89VZ45v76GW249jCg6KNtHdf96QV4404" target=3D"_blank" style=3D"color:#00a=
4bd; mso-line-height-rule:exactly; font-size:18px; font-family:Helvetica,Ar=
ial,sans-serif; Margin:0; text-transform:none; text-decoration:none; paddin=
g:12px 18px; display:block" data-hs-link-id=3D"0">
          <strong style=3D"color:#ffffff;font-weight:bold;text-decoration:n=
one;font-style:normal;">Download the BOI Key Information and Q&amp;A</stron=
g>
        </a>
      </td>
    </tr>
  </tbody></table>
</div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_170231924585611" class=3D"hse-section" style=3D"paddin=
g-left:10px; padding-right:10px">
   =20
   =20
    <!--[if !((mso)|(IE))]><!-- -->
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; Margin-left:auto; Margin-right:auto; border-collapse:collapse; bo=
rder-spacing:0; background-color:#ffffff" bgcolor=3D"#ffffff">
    <!--<![endif]-->
   =20
    <!--[if (mso)|(IE)]>
      <div class=3D"hse-column-container" style=3D"min-width:280px;max-widt=
h:600px;width:100%;Margin-left:auto;Margin-right:auto;border-collapse:colla=
pse;border-spacing:0;">
      <table align=3D"center" style=3D"border-collapse:collapse;mso-table-l=
space:0pt;mso-table-rspace:0pt;width:600px;" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:300px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"300" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:300px">
<![endif]-->
<div id=3D"column-1702319245856-0" class=3D"hse-column hse-size-6">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:b=
reak-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_170231924585=
69" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_modul=
e" style=3D"color: inherit; font-size: inherit; line-height: inherit;" data=
-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div style=3D"b=
ackground-image:url('https://hs-24193486.f.hubspotemail.net/hub/24193486/hu=
bfs/card-bg-purple.png');padding:35px 25px;background-size:cover;border-rad=
ius:5px;">
  <div id=3D"hs_cos_wrapper_module_17023192458569_" class=3D"hs_cos_wrapper=
 hs_cos_wrapper_widget hs_cos_wrapper_type_inline_rich_text" style=3D"color=
: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-general-t=
ype=3D"widget" data-hs-cos-type=3D"inline_rich_text" data-hs-cos-field=3D"c=
ard_text"><h2 style=3D"margin:0; mso-line-height-rule:exactly; font-size:22=
px; line-height:125%"><span style=3D"color: #ffffff; font-family: Helvetica=
, Arial, sans-serif;">Introduction to BOI Reporting Requirements</span></h2=
>
<p style=3D"mso-line-height-rule:exactly; font-size:14px; line-height:125%"=
>&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; font-size:14px; line-height:125%"=
><span style=3D"color: #ffffff;">This video provides a short introduction t=
o the upcoming beneficial ownership information reporting requirements.</sp=
an></p>
<p style=3D"mso-line-height-rule:exactly; font-size:14px; line-height:125%"=
>&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; margin-top:25px; font-size:14px; =
line-height:125%"><a href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+1=
13/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23m2ndW7lCdLW6lZ3mlW=
5Mjnsh4Z0LJxW7ZPGhG3jCMFbW46G_PG3Tvwv7W69STy781b_DqW47NJx-6K7MfrW2lQ6DD7Wx_=
B9W7_pZl14SX0pyW30W8Fm5fm9jTW1QjfwR7RD3B3W1pBZgZ8yfcVsW2kGG8K678pqpVncbr636=
0LvDW6010xR3zrz-LW2DT-HX8LmgMXVZc1s564ttPMW631v4n8HSk7_W8HSlvL3sWR0xW7FMs35=
77NgmQW5JMtBp5-CZbHW9bBCtF81lNQZW3s4LP894NN0QW57ncXT47kSGYW7XgJHw41w8NFN3qJ=
H52v6TWRf82BScl04" style=3D"mso-line-height-rule:exactly; font-weight:bold;=
 background-color:#fff; padding:15px 20px; color:#672146; border-radius:3px=
; text-decoration:none" rel=3D"noopener" bgcolor=3D"#fff" data-hs-link-id=
=3D"0" target=3D"_blank">WATCH VIDEO</a></p></div>
 =20
  <br>
 =20
 =20
 =20
   =20
 =20
<a class=3D"hs-button " href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/G=
H+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23m2ndW7lCdLW6lZ3=
l8W5d7b4471MSJvW5R4Ps1633W2MW6lZCPP8lkTjMW5-8pyd529M5QW6Z74Q05_ygsGN480m4hT=
chSQW2zR_6X5MgFSLW4fSWTh2wW7mbVv58bv98W36jW76qPZb54hvDNW1n2Mk_5T04vLW8ksRfq=
4btftfF2tScch2P1RW98fWlQ2wstpmW32_D8K6XcMDxW2hxRpz46mGmJW4ht-0J8M_HnfW85pnx=
j75MWnHW6Yrf6B8n7wC2W6stpd67MCN-zW8qslwG2qRyKcW9gpB6q5S6BfMVrbqG82lJfHLW2r-=
_BQ51cWcpf6dTn4804" id=3D"hs-button_module_17023192458569" target=3D"_blank=
" rel=3D"noopener " style=3D"color:#00a4bd; mso-line-height-rule:exactly" d=
ata-hs-link-id=3D"1">
 =20
</a>
 =20
</div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:300px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"300" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:300px">
<![endif]-->
<div id=3D"column-1702319245856-1" class=3D"hse-column hse-size-6">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:b=
reak-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module_170231924585=
610" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_modu=
le" style=3D"color: inherit; font-size: inherit; line-height: inherit;" dat=
a-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div style=3D"=
background-image:url('https://hs-24193486.f.hubspotemail.net/hub/24193486/h=
ubfs/card-bg-teal-1.png');padding:35px 25px;background-size:cover;border-ra=
dius:5px;">
  <div id=3D"hs_cos_wrapper_module_170231924585610_" class=3D"hs_cos_wrappe=
r hs_cos_wrapper_widget hs_cos_wrapper_type_inline_rich_text" style=3D"colo=
r: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-general-=
type=3D"widget" data-hs-cos-type=3D"inline_rich_text" data-hs-cos-field=3D"=
card_text"><h2 style=3D"margin:0; mso-line-height-rule:exactly; font-size:2=
2px; line-height:125%"><span style=3D"font-family: Helvetica, Arial, sans-s=
erif;"><span style=3D"color: #ffffff;"><span style=3D"font-size: 22px;">Lea=
rn</span></span><span style=3D"font-size: 22px; color: #ffffff;"> More Abou=
t BOI Reporting Requirements</span></span></h2>
<p style=3D"mso-line-height-rule:exactly; font-size:14px; line-height:125%"=
>&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; font-size:14px; line-height:125%"=
><span style=3D"color: #ffffff; font-family: Helvetica, Arial, sans-serif;"=
>This video provides additional information about the upcoming beneficial o=
wnership information reporting requirements.</span></p>
<p style=3D"mso-line-height-rule:exactly; font-size:14px; line-height:125%"=
>&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; margin-top:25px; font-size:14px; =
line-height:125%"><span style=3D"font-family: Helvetica, Arial, sans-serif;=
"><a href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP=
3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23m2ndW7lCdLW6lZ3nhW2vGl-n7py8crN6h7=
q-q1dmJRV5Z9X38p2dZ2VpPTjK4fTzk3W7D4gkP4sb-sGW32VWzr4_JFddW6qRk7V2LgF0xW7bb=
wQ42VdNlmW6YjR1j6yDVC6W5B4Hk-6R4qkGW2JvWmB8yPVVZN7Xf7HX-8QDHW2ygrdC7khkG6W7=
3pvT46bqflKW4t3_FS3pDSl_Vn4vYK1hm5YYN1ZZ4NJ-24r3F8144YVgv8NN6tCL6DzG9fZW998=
vZs95gbv-N2T6-5gq71JHW4XCgdV5H6j5YW2F665t2KG0vpW3Kb5Zx322WDkf6-5by204" styl=
e=3D"mso-line-height-rule:exactly; font-weight:bold; background-color:#fff;=
 padding:15px 20px; color:#00838f; border-radius:3px; text-decoration:none"=
 rel=3D"noopener" bgcolor=3D"#fff" data-hs-link-id=3D"0" target=3D"_blank">=
WATCH VIDEO</a></span></p></div>
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  <br>
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<a class=3D"hs-button " href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/G=
H+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-23m2ndW7lCdLW6lZ3=
lFW1cjVKl4Nh1-RW8vyM9q50_2DgW3y8fSc1b2n-yW63rmqW3TQ8Y0W72-zQK4vRv_TW21PnBw8=
szvTnW3jj7rF39SJ9SW6K8tyh96FZ61W8tlh8Y6zDcG2W6736vN4gRFW9W9gLs3f3ty_s-W44qw=
Qk2-fLV7Vm39Xg4kr4fKW5Z1jLH7c3806W7r9t046YKgnhN4RxC105HsnrN2z_Jq1QP8nDVyygj=
T8-qWN9VrnvDD4fD-LZW905Rfl4_hDY_W3HRndC3bjHjbW8D9QDR3DtsGFW80_M-Q68DvTrW60c=
Tl265wTPjf1HV6vH04" id=3D"hs-button_module_170231924585610" target=3D"_blan=
k" rel=3D"noopener " style=3D"color:#00a4bd; mso-line-height-rule:exactly" =
data-hs-link-id=3D"1">
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</a>
</div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-2" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
   =20
   =20
    <!--[if !((mso)|(IE))]><!-- -->
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; Margin-left:auto; Margin-right:auto; border-collapse:collapse; bo=
rder-spacing:0; background-color:#ffffff; padding-top:30px" bgcolor=3D"#fff=
fff">
    <!--<![endif]-->
   =20
    <!--[if (mso)|(IE)]>
      <div class=3D"hse-column-container" style=3D"min-width:280px;max-widt=
h:600px;width:100%;Margin-left:auto;Margin-right:auto;border-collapse:colla=
pse;border-spacing:0;">
      <table align=3D"center" style=3D"border-collapse:collapse;mso-table-l=
space:0pt;mso-table-rspace:0pt;width:600px;" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:150px;padding-top:30px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"150" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:150px">
<![endif]-->
<div id=3D"column-2-0" class=3D"hse-column hse-size-3">
  <div id=3D"hs_cos_wrapper_module-2-0-0" class=3D"hs_cos_wrapper hs_cos_wr=
apper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presentat=
ion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-spa=
cing:0 !important; border-collapse:collapse; mso-table-lspace:0pt; mso-tabl=
e-rspace:0pt">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"left" valign=3D"top" style=3D"border=
-collapse:collapse; mso-line-height-rule:exactly; font-family:Helvetica, Ar=
ial, sans-serif; color:#2a2828; word-break:break-word; text-align:left; pad=
ding:20px; font-size:0px">
        <img alt=3D"RCB-LOGO_updated_RGB-1" src=3D"https://hs-24193486.f.hu=
bspotemail.net/hub/24193486/hubfs/RCB-LOGO_updated_RGB-1.png?width=3D220&am=
p;upscale=3Dtrue&amp;name=3DRCB-LOGO_updated_RGB-1.png" style=3D"outline:no=
ne; text-decoration:none; -ms-interpolation-mode:bicubic; max-width:100%; f=
ont-size:16px" width=3D"110" align=3D"middle" srcset=3D"https://hs-24193486=
.f.hubspotemail.net/hub/24193486/hubfs/RCB-LOGO_updated_RGB-1.png?upscale=
=3Dtrue&amp;width=3D220&amp;upscale=3Dtrue&amp;name=3DRCB-LOGO_updated_RGB-=
1.png 110w, https://hs-24193486.f.hubspotemail.net/hub/24193486/hubfs/RCB-L=
OGO_updated_RGB-1.png?upscale=3Dtrue&amp;width=3D440&amp;upscale=3Dtrue&amp=
;name=3DRCB-LOGO_updated_RGB-1.png 220w" sizes=3D"(max-width: 110px) 100vw,=
 110px">
      </td>
    </tr>
  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:150px;padding-top:30px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"150" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:150px">
<![endif]-->
<div id=3D"column-2-1" class=3D"hse-column hse-size-3">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:b=
reak-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module-2-1-0" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapp=
er_module-2-1-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><h3 style=3D"margin:0; mso-line-height-rule:exactly; font-size:12px; l=
ine-height:150%">Personal</h3>
<p style=3D"mso-line-height-rule:exactly; font-size:12px; line-height:150%"=
><span style=3D"color: #666666;"><a href=3D"https://d2SFQx04.na1.hubspotlin=
ks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3m2n=
dW7Y8-PT6lZ3p_W82_vZm1ZlfdQW6KHCq-2549rdW7n-TDK6q0pCtW7htrMJ6XBH1qW5sN3MZ5q=
HnmKW7qzs6J7Pl0PsW79Qd896J3kntW1xY9pg5s1d3hW3vDB_71lzlbWW22dvg210qkf8N4JnhJ=
8Vy79XV_HWm_89kwByW1vz-l58RXz1wW16pJBV5x-M8nW4HcLtF2p8GQZW3pznQ-6_XPZyW37B3=
0W62W2-FN5ct2JKKw8_WW5pWTtl6jqXvsW3flm-38JHswbW697b082-GDmxW4dG_wT952bFNW3F=
vXCj9jFvjdW87y5tS8hLv2bW3lKCvT4kGsctN2yqkzLgPxj4f3JYZ4x04" style=3D"mso-lin=
e-height-rule:exactly; text-decoration:none; color:#666666; font-weight:nor=
mal" rel=3D"noopener" data-hs-link-id=3D"0" target=3D"_blank">Open an Accou=
nt</a></span></p>
<p style=3D"mso-line-height-rule:exactly; font-size:12px; line-height:150%"=
><span style=3D"color: #666666;"><a href=3D"https://d2SFQx04.na1.hubspotlin=
ks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3m2n=
dW7Y8-PT6lZ3pNW54gV_L6xY5ktW68c7356-ykkwW4k1SV81dr0yqW8QmcRQ2LPlcDW6gnCgN1k=
53t-W3N_YFC1Kz6nbW22W6ZS1rNtjVVCRGCS8dY6NLW3fG5R77MrstQW5BcGCD9dPwy8N7D3qvD=
HSGH7W5vffxf5z7R6FW8xZb1l32Qjn2MHhz1FHLtgqW3qJDDk74PFNTW3gxD2Y5807QwVWfH2b8=
Wqbf4W7GF-cm8nDvCPW4vtKz16q41DFW7ynSlR79T8rkW1nkHhr37S7ghW7pZhC91PSCMZW73Tb=
H12brS1MW1rJNs03390z7VGLfQy6tvjKvW1-d70633ky1Jf59Bk9z04" style=3D"mso-line-=
height-rule:exactly; text-decoration:none; color:#666666; font-weight:norma=
l" rel=3D"noopener" data-hs-link-id=3D"0" target=3D"_blank">Checking</a></s=
pan></p>
<p style=3D"mso-line-height-rule:exactly; font-size:12px; line-height:150%"=
><span style=3D"color: #666666;"><a href=3D"https://d2SFQx04.na1.hubspotlin=
ks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3m2n=
dW7Y8-PT6lZ3mrW4CHSH-8mgK_hW27Bp2_2s-wvCW3vqHF38Hb8X2W5P5cZZ3GcK6XW1NxLP258=
N1JlW8tnrRT2PQypPVhPjNn4wKzDvN5T3Mmbh1zQLVdzzsl54VL5CW279SYs8TF5vgW3cz71f5T=
Wm4yW8zgj3X5NjMcJW2xn-kW6TXZRGW1yhYKP26Lb2pW5CJZ5Q3k-44DW61B2m85vtBvDW8l7S1=
r5glX0tW1z0Vyj45mRljW3x6h5q87ZZT3W7ZMdk48DvpYNW51rkX6450HJGW8xx4vj5x0mDmW5H=
b4jM20qFZvW4bQwty4WLSvCN6vq63b8P5sPW7r5Dby8VF76Jf8sQgDb04" style=3D"mso-lin=
e-height-rule:exactly; text-decoration:none; color:#666666; font-weight:nor=
mal" rel=3D"noopener" data-hs-link-id=3D"0" target=3D"_blank">Savings</a></=
span></p>
<ul style=3D"mso-line-height-rule:exactly; line-height:150%"></ul></div></d=
iv></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:150px;padding-top:30px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"150" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:150px">
<![endif]-->
<div id=3D"column-2-2" class=3D"hse-column hse-size-3">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Helvetica, Arial, sans-serif; font-size:15px; color:#2a2828; word-break:b=
reak-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module-2-2-0" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapp=
er_module-2-2-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><h3 style=3D"margin:0; mso-line-height-rule:exactly; font-size:12px; l=
ine-height:150%">Business</h3>
<p style=3D"mso-line-height-rule:exactly; font-size:12px; line-height:150%;=
 font-weight:normal"><span style=3D"color: #666666;"><a href=3D"https://d2S=
FQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRkV3bVp875VLgHW6J3=
_6X57Xr7jN6-TN-l3m2ndW7Y8-PT6lZ3m-W94qxq04tp22rVpFS6t6B75zRN5y6FTSJHW60W4t9=
f7D5r-vcWW4pB_Xc2PD5RzW53ZWf_51qdW-W3zWbmv5TmVhKW2f6zg_6gxX2dW5VDcsp77XBpZW=
18_knM5vg_yFW2yHWw31tyc_LW1g3pHv7n9nLwW3YWSSl2pcJzvW7CV1f32Q9fygN3jLyjLXHft=
BW1YDkjc1CN1qsW8q1LHc2fwYg-W1c6-RW7mtfryW31jppK7SMVHpN3MxZd5b1d0RW33Gn277HC=
vpVW6kDM6k7sr2VtV1x9mG7hqvcKW1y88Fs5F8TDKW4YhW7C546GJ3N61NYbvGdPfNf6NFlPx04=
" style=3D"mso-line-height-rule:exactly; font-weight:normal; text-decoratio=
n:none; color:#666666" rel=3D"noopener" data-hs-link-id=3D"0" target=3D"_bl=
ank">Business Checking</a></span><br><span style=3D"color: #666666;"><a hre=
f=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQx04/VVZP3V3TBNRk=
V3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3m2ndW7Y8-PT6lZ3ptW34g91F5dd4JcW5v0zYn6MgG2=
YW3W0n1k6JnPKqW3HWhTY6DLHShW2FP9f_7zQF0WW3l_7mg6Z46rVW6ltcrG4xpP4JN4fwGgNZv=
C4PW7P2Fhq5BwNNjN1byqHT3MNtvW4fhwwJ3sGxVWVN5rL68Lj8FBW7fGQs63j0KdxW1m1fMl3d=
fVfFVS7Y5N7psXDlW5TMGlc7j4tNHW1wVL-06_3mXBW1Fwkb12m7cwDW5PF2ml4c6mnjW6qW6Q7=
7yg8V8W6xkDRQ5-S7c7N7ZKk0k-TVwdW64rcjL3-SXxSW7n-3Jc8Bwg9tW4W5-3r1skRqsW2vNj=
HS6SGZBzf7FlK8804" style=3D"mso-line-height-rule:exactly; font-weight:norma=
l; text-decoration:none; color:#666666" rel=3D"noopener" data-hs-link-id=3D=
"0" target=3D"_blank">Business Savings</a></span><br><span style=3D"color: =
#666666;"><a href=3D"https://d2SFQx04.na1.hubspotlinks.com/Ctc/GH+113/d2SFQ=
x04/VVZP3V3TBNRkV3bVp875VLgHW6J3_6X57Xr7jN6-TN-l3m2ndW7Y8-PT6lZ3n5W8YGK7q9l=
_F0CW4_PlTr7BxvjsV-Kc1447CxlsW5lwSQW1sVFWdW4V7L5B5hHQY6V56Y0h8-fJPzW7Vr73k1=
jwfXMW2n724n1376whW3pwx3831MY37W3PGRqP2-77BnVLhWc327qn_vW3M8gf71m6tqMW87w-L=
-7WD5hjW7sl_cQ3rx57jW96ZrXL2NqQ8NW2f7ykP6jZbSpW3dPwr75s1HNgW33j2Ft3Kr7rXW8K=
FlCR4_g0QmW26vTrv7tKZXKW619VhL1QjDk9W3N1htr6NJ1s3W12lPtC5CT_HxW4SwmvD2Rlw2g=
W7bzdfS3wjk40W1r4t0g25l7TJf7vl_z804" style=3D"mso-line-height-rule:exactly;=
 font-weight:normal; text-decoration:none; color:#666666" rel=3D"noopener" =
data-hs-link-id=3D"0" target=3D"_blank">Business Services</a></span></p>
<ul style=3D"mso-line-height-rule:exactly; line-height:150%"></ul></div></d=
iv></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:150px;padding-top:30px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"150" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rsp=
ace:0pt;width:150px">
<![endif]-->
<div id=3D"column-2-3" class=3D"hse-column hse-size-3">
  <div id=3D"hs_cos_wrapper_module-2-3-0" class=3D"hs_cos_wrapper hs_cos_wr=
apper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presentat=
ion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-spa=
cing:0 !important; border-collapse:collapse; mso-table-lspace:0pt; mso-tabl=
e-rspace:0pt">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"bord=
er-collapse:collapse; mso-line-height-rule:exactly; font-family:Helvetica, =
Arial, sans-serif; color:#2a2828; word-break:break-word; text-align:center;=
 padding:10px 20px; font-size:0px">
        <img alt=3D"EHL_SDIF_DIF_BLACK" src=3D"https://hs-24193486.f.hubspo=
temail.net/hub/24193486/hubfs/EHL_SDIF_DIF_BLACK.png?width=3D220&amp;upscal=
e=3Dtrue&amp;name=3DEHL_SDIF_DIF_BLACK.png" style=3D"outline:none; text-dec=
oration:none; -ms-interpolation-mode:bicubic; max-width:100%; font-size:16p=
x" width=3D"110" align=3D"middle" srcset=3D"https://hs-24193486.f.hubspotem=
ail.net/hub/24193486/hubfs/EHL_SDIF_DIF_BLACK.png?upscale=3Dtrue&amp;width=
=3D220&amp;upscale=3Dtrue&amp;name=3DEHL_SDIF_DIF_BLACK.png 110w, https://h=
s-24193486.f.hubspotemail.net/hub/24193486/hubfs/EHL_SDIF_DIF_BLACK.png?ups=
cale=3Dtrue&amp;width=3D440&amp;upscale=3Dtrue&amp;name=3DEHL_SDIF_DIF_BLAC=
K.png 220w" sizes=3D"(max-width: 110px) 100vw, 110px">
      </td>
    </tr>
  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-3" class=3D"hse-section hse-section-last" style=3D"pad=
ding-left:10px; padding-right:10px; padding-bottom:20px">
   =20
   =20
    <!--[if !((mso)|(IE))]><!-- -->
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; Margin-left:auto; Margin-right:auto; border-collapse:collapse; bo=
rder-spacing:0; padding-bottom:20px; padding-top:20px">
    <!--<![endif]-->
   =20
    <!--[if (mso)|(IE)]>
      <div class=3D"hse-column-container" style=3D"min-width:280px;max-widt=
h:600px;width:100%;Margin-left:auto;Margin-right:auto;border-collapse:colla=
pse;border-spacing:0;">
      <table align=3D"center" style=3D"border-collapse:collapse;mso-table-l=
space:0pt;mso-table-rspace:0pt;width:600px;" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation">
      <tr>
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20px;">
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ace:0pt;width:600px">
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<div id=3D"column-3-0" class=3D"hse-column hse-size-12">
  <div id=3D"hs_cos_wrapper_module-3-0-0" class=3D"hs_cos_wrapper hs_cos_wr=
apper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table role=3D"presentation" class=3D"hse-footer hse=
-secondary" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"bor=
der-spacing:0 !important; border-collapse:collapse; mso-table-lspace:0pt; m=
so-table-rspace:0pt; font-family:Arial, sans-serif; font-size:12px; line-he=
ight:135%; color:#23496d; margin-bottom:0; padding:0">
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; mso-line-height-rule:exactly; font-family:Helvetica, Arial, sans-serif; f=
ont-size:15px; color:#2a2828; word-break:break-word; text-align:center; mar=
gin-bottom:0; line-height:135%; padding:10px 20px">
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erif; font-size:12px; font-weight:normal; text-decoration:none; font-style:=
normal; color:#666666">
          Reading Cooperative Bank, 180 Haven Street, Reading, MA 01867
        </p>
        <p style=3D"mso-line-height-rule:exactly">
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LtjiEaVY2e6dcsWZr7ToIA2g4ba2I9DAcX-S4bOka4QGp07ka1_Kpa40rcMjVVA9SexgFYkx9PK=
KjZnLRgx6d_xmPOoYN0MI&amp;_hsmi=3D288888177" style=3D"mso-line-height-rule:=
exactly; font-family:Helvetica,Arial,sans-serif; font-size:12px; color:#d50=
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<!--[if gte mso 9]></table><![endif]-->
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    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div></div>
          </td>
        </tr>
      </tbody></table>
    </div>
 =20
<img src=3D"https://d2SFQx04.na1.hubspotlinks.com/Cto/GH+113/d2SFQx04/VVZP3=
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ight=3D"1" border=3D"0" style=3D"display:none!important;min-height:1px!impo=
rtant;width:1px!important;border-width:0!important;margin-top:0!important;m=
argin-bottom:0!important;margin-right:0!important;margin-left:0!important;p=
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------=_Part_1809834_541662641.1704472879027--


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