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Date: Thu, 23 Oct 2025 12:28:42 -0400 (EDT)
From: Nectar Community Investments  <glynn.lloyd@nectarinvests.org>
Reply-To: info@nectarinvests.org
To: revbrian@goodshepherdreading.com
Subject: October at Nectar: milestones & momentum
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Email from Nectar Community Investments October updates: Programs for homeo=
wners and support for small businesses October 2025 Dear friends, Time flie=
s when you=E2=80=99re making an impact: last October, we announced the laun=
ch of our new name and brand. What a year it=E2=80=99s been! From the start=
, you embraced us as Nectar, and we=E2=80=99d like to think that=E2=80=99s =
because the name shift was such a natural one. It clearly declared who we a=
re, gave us space to stay rooted in our mission and values, and brought our=
 role as a catalyst for growth to the forefront. Things may look a little d=
ifferent now than they did in October 2024, but we=E2=80=99re committed to =
looking forward =E2=80=94 to continuing to determine ways that small yet es=
sential ingredients can keep our communities humming.  Speaking of essentia=
ls, October=E2=80=99s celebrations of Hispanic & Latino Heritage Month and =
Women=E2=80=99s Small Business Month present a perfect opportunity to showc=
ase the indispensable roles of Latino and women entrepreneurs in Massachuse=
tts, Rhode Island and beyond. You can find out more about these small busin=
ess owners on our social media channels (Instagram and LinkedIn) =E2=80=94 =
be sure to follow us there if you don=E2=80=99t already.   Thank you for yo=
ur support of Nectar and for marking this milestone with us! With gratitude=
,  The Nectar Community Investments team EmPowering homeowners with energy =
efficiency upgrades Thanks to our friends at Massachusetts Clean Energy Cen=
ter (MassCEC) for awarding Nectar a $50,000 EmPower Implementation grant to=
 increase access to the benefits of clean energy and reduce the energy burd=
en on historically underserved populations across Essex and Middlesex count=
ies. MassCEC funding will support Nectar residential lending activities, in=
cluding providing financing to low- and moderate-income homeowners for clea=
n energy and energy efficiency upgrades. You can read more about the award =
here. Haverhill, Lawrence, Lynn, Methuen: want to save money and add value =
to your home?  =EF=BB=BF We=E2=80=99re teaming up with the Essex County Com=
munity Foundation and MassHousing to increase awareness in Haverhill, Lawre=
nce, Lynn and Methuen of our residential lending offerings, including the E=
nergy Saver Home Loan Program. If you live in one of these communities and =
are interested in learning more, or you=E2=80=99d like to help us spread th=
e word about our programs, please don=E2=80=99t hesitate to contact us.  =
=EF=BB=BF Helping a dream take root: Johelly Chalas's financing journey wit=
h Nectar Nectar small business client New England Counseling and Wellness P=
LLC recently closed on its second financing with us, which helped owner Joh=
elly Chalas as she continued to grow a much-needed bilingual mental health =
care facility for the Lawrence community. Thanks to Nectar=E2=80=99s loan, =
Johelly was able to hire two new therapists and one administrator, expandin=
g her reach for those in need of mental health support. We chatted with Joh=
elly and Small Business Loan Officer Saul Pe=C3=B1a about Nectar=E2=80=99s =
approach to the loan process and its benefits for Johelly and her team. Rea=
d the conversation here. =E2=80=8A Lawrence Rising: Financial Equity Summit=
 Nectar Executive Director Glynn Lloyd recently spoke on the =E2=80=9CLawre=
nce Rising=E2=80=9D panel at the Partnership for Financial Equity=E2=80=99s=
 fourth annual Financial Equity Summit, which took place at The Vault in La=
wrence. =EF=BB=BFIn Glynn=E2=80=99s words, =E2=80=9CEvents like this summit=
 are important, as CDFIs like Nectar need to work closely with the banking =
sector to help move capital to the most needed corners of our community and=
, more specifically, push back on the rise of predatory lending to our smal=
l businesses.=E2=80=9D Thanks to the Partnership for Financial Equity for o=
rganizing this valuable summit, and to all the speakers and panelists for t=
heir insights throughout the two-day event.      nectarinvests.org =E2=80=
=8A Nectar Community Investments | 50 Island Street, Entry B, Suite 103 | L=
awrence, MA 01840 US Unsubscribe | Update Profile | Constant Contact Data N=
otice
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</head> <body class=3D"body template template--en-US" data-template-version=
=3D"1.50.13" data-canonical-name=3D"CPE-PT1133" lang=3D"en-US" align=3D"cen=
ter" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; m=
in-width: 100%; width: 100%; margin: 0px; padding: 0px;"> <div id=3D"prehea=
der" style=3D"color: transparent; display: none; font-size: 1px; line-heigh=
t: 1px; max-height: 0px; max-width: 0px; opacity: 0; overflow: hidden;"><sp=
an data-entity-ref=3D"preheader">October updates: Programs for homeowners a=
nd support for small businesses</span></div> <div id=3D"tracking-image" sty=
le=3D"color: transparent; display: none; font-size: 1px; line-height: 1px; =
max-height: 0px; max-width: 0px; opacity: 0; overflow: hidden;"><img src=3D=
"https://mlpj6dbbb.cc.rs6.net/on.jsp?ca=3D15509f1f-dc82-4283-8d88-3c78b901f=
c79&a=3D1135076490604&c=3D44ec2a2c-fe59-11ec-9be4-fa163e470cab&ch=3D4501f3c=
a-fe59-11ec-9be4-fa163e470cab" / alt=3D""></div> <div class=3D"shell" lang=
=3D"en-US" dir=3D"ltr" style=3D"background-color: #f0f4f4;">    <table clas=
s=3D"shell_panel-row" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" style=3D"background: #f0f4f4 url('') no-repeat center top / cove=
r;" bgcolor=3D"#f0f4f4" background=3D""> <tr class=3D""> <td class=3D"shell=
_panel-cell" style=3D"background-color: #e1e34f;" align=3D"center" valign=
=3D"top" bgcolor=3D"#e1e34f"> <table class=3D"shell_width-row scale" style=
=3D"width: 610px;" align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0"> <tr> <td class=3D"shell_width-cell" style=3D"padding: 25px 10px =
15px;" align=3D"center" valign=3D"top"> <table class=3D"shell_content-row" =
width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"> <tr> <td class=3D"shell_content-cell" style=3D"border-radius: 0px; =
background-color: #eaf0f0; padding: 0; border: 0px solid #e1e34f;" align=3D=
"center" valign=3D"top" bgcolor=3D"#eaf0f0"> <table class=3D"layout layout-=
-1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale st=
ack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=
=3D"image image--mobile-scale image--mobile-center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"image_contain=
er" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"image_conta=
iner-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"te=
xt-align: center; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-=
serif; color: #003c30; font-size: 14px; line-height: 1.2; display: block; w=
ord-wrap: break-word; padding: 0px;" align=3D"center"> <img data-image-cont=
ent class=3D"image_content" style=3D"display: block; height: auto; max-widt=
h: 100%;" width=3D"588" src=3D"https://files.constantcontact.com/c6db4d7480=
1/cd58a48d-49c8-488b-8fbe-d3ff4db3b8b0.png?rdr=3Dtrue" alt=3D"">  </td> </t=
r> </table> </td> </tr> </table>  </td> </tr> </table> <table class=3D"layo=
ut layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column=
--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <t=
able class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td cl=
ass=3D"text_content-cell content-padding-horizontal" style=3D"text-align: l=
eft; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; color:=
 #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: bre=
ak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"tex=
t-align: right; margin: 0;" align=3D"right"><span style=3D"color: rgb(0, 24=
, 19);">October 2025</span></p></td> </tr> </table>  </td> </tr> </table> <=
table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr></tr> </ta=
ble> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed;=
" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td=
 class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"cen=
ter" valign=3D"top"> <table class=3D"text text--padding-vertical" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layou=
t: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal"=
 style=3D"line-height: 1.2; text-align: left; font-family: Century Gothic,C=
alibri,Helvetica,Arial,sans-serif; color: #003c30; font-size: 14px; display=
: block; word-wrap: break-word; padding: 10px 20px;" align=3D"left" valign=
=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold;">D=
ear friends,</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Time flies when you&=
#x2019;re making an impact: last October, we announced the launch of our ne=
w name and brand. What a year it&#x2019;s been! From the start, you embrace=
d us as Nectar, and we&#x2019;d like to think that&#x2019;s because the nam=
e shift was such a natural one. It clearly declared who we are, gave us spa=
ce to stay rooted in our mission and values, and brought our role as a cata=
lyst for growth to the forefront. Things may look a little different now th=
an they did in October 2024, but we&#x2019;re committed to looking forward =
&#x2014; to continuing to determine ways that small yet essential ingredien=
ts can keep our communities humming.&#xa0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Speaking of essentia=
ls, October&#x2019;s celebrations of Hispanic &amp; Latino Heritage Month a=
nd Women&#x2019;s Small Business Month present a perfect opportunity to sho=
wcase the indispensable roles of Latino and women entrepreneurs in Massachu=
setts, Rhode Island and beyond. You can find out more about these small bus=
iness owners on our social media channels (</span><a href=3D"https://mlpj6d=
bbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJB=
EBbNHYhZb5_mncyXL8JjFVHRnBiIP4r-k8SZ4w3o4sxhNp007PVuhBJ4GM4uizeYu_0UtR89hr_=
vbQAWDA1J2Few_qGoFHq7-DSumQdfD4_zxstk53PlXWtUeffNp4oUP8MklCfA=3D=3D&c=3D0zc=
sovD72GHFvYh2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn=
3Zk6do0fABmDzHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferre=
r" target=3D"_blank" style=3D"font-size: 15px; color: rgb(17, 66, 29); font=
-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold; text-dec=
oration: underline; font-style: normal;">Instagram</a><span style=3D"font-s=
ize: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, san=
s-serif;"> and </span><a href=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D00=
1QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNHYhVxUdzLS1Flg5KM6erOBtf=
PgyYXB4tahPN4gYdrJOstrRdqCRzC2m6nBEIpZQa6_Hkb_TBUn-upf93BMMhJt57uGkaZZGiYOg=
2YGoIXU4Eakr0z-KRucy4cjdns0Cx_ZJbrBPZ2EeSumM-QBB1Ey2N0=3D&c=3D0zcsovD72GHFv=
Yh2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fAB=
mDzHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=
=3D"_blank" style=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: =
Arial, Verdana, Helvetica, sans-serif; font-weight: bold; text-decoration: =
underline; font-style: normal;">LinkedIn</a><span style=3D"font-size: 15px;=
 color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif;">=
) &#x2014; be sure to follow us there if you don&#x2019;t already.&#xa0;&#x=
a0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Thank you for your s=
upport of Nectar and for marking this milestone with us!</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">With gratitude,&#xa0=
;</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">The Nectar Community=
 Investments team</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
</td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layout--1=
-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac=
k" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"=
image image--mobile-scale image--mobile-center" width=3D"100%" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"image_container" st=
yle=3D"" align=3D"center" valign=3D"top"> <table class=3D"image_container-c=
aption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tabl=
e-layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"text-align=
: center; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; c=
olor: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap=
: break-word; padding: 0px;" align=3D"center"> <img data-image-content clas=
s=3D"image_content" style=3D"display: block; height: auto; max-width: 100%;=
" width=3D"590" src=3D"https://files.constantcontact.com/c6db4d74801/9d012a=
36-ae9e-4e25-be75-a56d13d255d3.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </tab=
le> </td> </tr> </table>   <table class=3D"text text--padding-vertical" wid=
th=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table=
-layout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horiz=
ontal" style=3D"text-align: left; font-family: Century Gothic,Calibri,Helve=
tica,Arial,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; d=
isplay: block; word-wrap: break-word; padding: 10px 20px;" align=3D"left" v=
align=3D"top"><p style=3D"margin: 0;"><span style=3D"font-size: 22px; font-=
family: Century Gothic, Calibri, Helvetica, Arial, sans-serif; color: rgb(1=
7, 66, 29); font-weight: bold;">EmPowering homeowners with energy efficienc=
y upgrades</span></p></td> </tr> </table>  </td> </tr> </table> <table clas=
s=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%"=
 border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column=
 column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"t=
op"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr>=
 <td class=3D"text_content-cell content-padding-horizontal" style=3D"text-a=
lign: left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif;=
 color: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wr=
ap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<table class=3D"image image--float-left scale image--mobile-scale image--mo=
bile-center" align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"float: left; mso-table-rspace: 5.75pt;"> <tr> <td class=3D"image=
_container scale stack" align=3D"" valign=3D"" style=3D"padding-top: 0px; p=
adding-bottom: 10px;"> <table class=3D"image_container-caption text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> =
<tr> <td class=3D"text_content-cell" style=3D"text-align: center; font-fami=
ly: Century Gothic,Calibri,Helvetica,Arial,sans-serif; color: #003c30; font=
-size: 14px; line-height: 1.2; display: block; word-wrap: break-word; paddi=
ng: 0px;" align=3D"center"> <img data-image-content class=3D"image_content"=
 style=3D"display: block; height: auto; max-width: 100%;" width=3D"308" src=
=3D"https://files.constantcontact.com/c6db4d74801/91bcc3e2-8818-4b7e-92be-3=
2754b39d768.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </table> </td> <td class=
=3D"image_spacer hide" width=3D"15" height=3D"1" align=3D"center" valign=3D=
"top" style=3D"height: 1px; line-height: 1px; padding: 0px;"> <img alt=3D""=
 width=3D"15" height=3D"1" border=3D"0" hspace=3D"0" vspace=3D"0" src=3D"ht=
tps://imgssl.constantcontact.com/letters/images/sys/S.gif"> </td> </tr> </t=
able> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0,=
 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif;">Thanks to our =
friends at </span><a href=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001QrX=
XhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNHYhZCKrUhyKlEG4AklCk3oa15_lR=
ZtGiEkcv_aUsyPDXuDOsCuJKgv9JjzU4ZIi_9YcE2BIJCJMtL65RuH3THRF6XaMpp1IcZx1g=3D=
=3D&c=3D0zcsovD72GHFvYh2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DW=
N0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopene=
r noreferrer" target=3D"_blank" style=3D"font-size: 15px; color: rgb(17, 66=
, 29); font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bol=
d; text-decoration: underline; font-style: normal;">Massachusetts Clean Ene=
rgy Center (MassCEC) </a><span style=3D"font-size: 15px; color: rgb(0, 0, 0=
); font-family: Arial, Verdana, Helvetica, sans-serif;">for awarding Nectar=
 a $50,000 EmPower Implementation grant to increase access to the benefits =
of clean energy and reduce the energy burden on historically underserved po=
pulations across Essex and Middlesex counties. MassCEC funding will support=
 Nectar residential lending activities, including providing financing to lo=
w- and moderate-income homeowners for clean energy and energy efficiency up=
grades. You can read more about the award </span><a href=3D"https://mlpj6db=
bb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBE=
BbNHYhZCKrUhyKlEGgUVpAIDskdwiGWDFn4puILN5HF5BP92bsjwjFutz93Ab9I7C2XHwbT-eE-=
8lSHqA_G5TEu9VPANvNGHfaWiwfvVXwttRaHjR4XGr7cossGSiLzgjTxfpgK2cg7Wn_Bea-cUlX=
cYLc_tH6UAsOd-5PuzD8LRDI0QkIzcIOiL6OnkSxi7jMJZN0A=3D=3D&c=3D0zcsovD72GHFvYh=
2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmD=
zHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D=
"_blank" style=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Ari=
al, Verdana, Helvetica, sans-serif; font-weight: bold; text-decoration: und=
erline; font-style: normal;">here</a><span style=3D"font-size: 15px; color:=
 rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif;">.</span=
></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
</td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layout--1=
-column" style=3D"background-color: #ffffff; table-layout: fixed;" width=3D=
"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#ffffff"=
> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" al=
ign=3D"center" valign=3D"top"> <table class=3D"text text--padding-vertical"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"t=
able-layout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-h=
orizontal" style=3D"text-align: left; font-family: Century Gothic,Calibri,H=
elvetica,Arial,sans-serif; color: #003c30; font-size: 14px; line-height: 1.=
2; display: block; word-wrap: break-word; padding: 10px 20px;" align=3D"lef=
t" valign=3D"top">
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 22px; color: rgb(17, 66, =
29); font-weight: bold; font-family: Century Gothic, Calibri, Helvetica, Ar=
ial, sans-serif;">Haverhill, Lawrence, Lynn, Methuen: want to save money an=
d add value to your home?&#xa0;</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 22px; color: rgb(17, 66, =
29); font-weight: bold; font-family: Century Gothic, Calibri, Helvetica, Ar=
ial, sans-serif;">&#xfeff;</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">We&#x2019;re teaming=
 up with the</span><a href=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001Qr=
XXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNHYhZCKrUhyKlEGvENfDA29WV_p2=
kLU8GLuBpShOAZ48IyWpa35sq8Kr_fIs63LFcwpWwjC28KElCXWzmngoSbl3g610842PbPAzDGv=
YsTVBFDs&c=3D0zcsovD72GHFvYh2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&c=
h=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"no=
opener noreferrer" target=3D"_blank" style=3D"font-size: 15px; color: rgb(1=
7, 85, 204); font-family: Arial, Verdana, Helvetica, sans-serif; text-decor=
ation: none; font-weight: bold; font-style: normal;"> </a><a href=3D"https:=
//mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_=
wKJtsaJBEBbNHYhZCKrUhyKlEGvENfDA29WV_p2kLU8GLuBpShOAZ48IyWpa35sq8Kr_fIs63LF=
cwpWwjC28KElCXWzmngoSbl3g7JPBY0MYqJ8OcOL4lqMETO&c=3D0zcsovD72GHFvYh2Bgb-w4Z=
NUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtm=
J8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank"=
 style=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verd=
ana, Helvetica, sans-serif; font-weight: bold; text-decoration: underline; =
font-style: normal;">Essex County Community Foundation</a><span style=3D"fo=
nt-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdana, Helveti=
ca, sans-serif; text-decoration: underline;"> </span><span style=3D"font-si=
ze: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans=
-serif;">and </span><a href=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001Q=
rXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNHYhZCKrUhyKlEGrtAZ-BFT7aE9=
UDf3-80UXJm6cHXOb0R4BH79am6vAvlA_fN7yvp_m_VByOHiKYUCXhdOhcQny-iWypTjaiHDZMV=
SI_6Qa04z&c=3D0zcsovD72GHFvYh2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&=
ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"n=
oopener noreferrer" target=3D"_blank" style=3D"font-size: 15px; color: rgb(=
17, 66, 29); font-family: Arial, Verdana, Helvetica, sans-serif; font-weigh=
t: bold; text-decoration: underline; font-style: normal;">MassHousing</a><s=
pan style=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, V=
erdana, Helvetica, sans-serif; text-decoration: underline;"> </span><span s=
tyle=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, =
Helvetica, sans-serif;">to increase awareness in Haverhill, Lawrence, Lynn =
and Methuen of our residential lending offerings, including the </span><a h=
ref=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-=
dRo31PPrKkoI_wKJtsaJBEBbNHYhZFRiR4CPk9wJgMRV4GLsgj237MmFG_VAVxBbsCgd18UokJr=
vuRpepoEJnduuOwnWE3F6D5ESdh7giC-1kUbRgQvaYZ7r0pcAZddEUQt1Vk1nDjDt4CYlB1qrxX=
xsUzd_u0uYNjl-6C4sxkYSFgGOhwlg7f_vU6vZA=3D=3D&c=3D0zcsovD72GHFvYh2Bgb-w4ZNU=
SYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8=
HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" s=
tyle=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdan=
a, Helvetica, sans-serif; font-weight: bold; text-decoration: underline; fo=
nt-style: normal;">Energy Saver Home Loan Program</a><span style=3D"font-si=
ze: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans=
-serif;">. If you live in one of these communities and are interested in le=
arning more, or you&#x2019;d like to help us spread the word about our prog=
rams, please don&#x2019;t hesitate to </span><a href=3D"https://mlpj6dbbb.c=
c.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNH=
YhZCKrUhyKlEGE9mykRA8L5if2CkQYKok9TymlWO5ZPxkRT2tCUxzGQ6DUqbjNby1Xcq-1kWD_K=
7Vp-3WZqQ2QgL89E9cE3HJ-Oyh9I5G6YpC_zvbsqdkCu8=3D&c=3D0zcsovD72GHFvYh2Bgb-w4=
ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREt=
mJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank=
" style=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Ver=
dana, Helvetica, sans-serif; font-weight: bold; text-decoration: underline;=
 font-style: normal;">contact us</a><span style=3D"font-size: 15px; color: =
rgb(17, 66, 29); font-family: Arial, Verdana, Helvetica, sans-serif; text-d=
ecoration: underline; font-weight: bold;">.&#xa0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(17, 66, =
29); font-family: Arial, Verdana, Helvetica, sans-serif; text-decoration: u=
nderline; font-weight: bold;"><span class=3D"ql-cursor">&#xfeff;</span></sp=
an></p>
</td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layout--1=
-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac=
k" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"=
image image--mobile-scale image--mobile-center" width=3D"100%" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"image_container" st=
yle=3D"" align=3D"center" valign=3D"top"> <table class=3D"image_container-c=
aption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tabl=
e-layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"text-align=
: center; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; c=
olor: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap=
: break-word; padding: 0px;" align=3D"center"> <img data-image-content clas=
s=3D"image_content" style=3D"display: block; height: auto; max-width: 100%;=
" width=3D"589" src=3D"https://files.constantcontact.com/c6db4d74801/c9958a=
93-16d1-49cd-947b-fe3695db292f.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </tab=
le> </td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layou=
t--heading layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column =
column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"to=
p"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> =
<td class=3D"text_content-cell content-padding-horizontal" style=3D"text-al=
ign: center; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif=
; color: #003c30; font-size: 14px; line-height: 1.2; display: block; word-w=
rap: break-word; padding: 10px 20px;" align=3D"center" valign=3D"top"><h1 s=
tyle=3D"text-align: left; font-family: Century Gothic,Calibri,Helvetica,Ari=
al,sans-serif; color: #003c30; font-size: 24px; font-weight: bold; margin: =
0;" align=3D"left">Helping a dream take root: Johelly Chalas's financing jo=
urney with Nectar</h1></td> </tr> </table>  </td> </tr> </table> <table cla=
ss=3D"layout layout--2-column" style=3D"table-layout: fixed;" width=3D"100%=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"colum=
n column--1 scale stack" style=3D"width: 60%;" align=3D"center" valign=3D"t=
op"> <table class=3D"text text--article text--padding-vertical" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout:=
 fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizontal" s=
tyle=3D"text-align: left; font-family: Century Gothic,Calibri,Helvetica,Ari=
al,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: =
block; word-wrap: break-word; padding: 10px 10px 10px 20px;" align=3D"left"=
 valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-weight: bold; font-family: Arial, Verdana, Helvetica, sans-serif;">N=
ectar small business client New England Counseling and Wellness PLLC recent=
ly closed on its second financing with us, which helped owner Johelly Chala=
s as she continued to grow a much-needed bilingual mental health care facil=
ity for the Lawrence community. </span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Thanks to Nectar&#x2=
019;s loan, Johelly was able to hire two new therapists and one administrat=
or, expanding her reach for those in need of mental health support. We chat=
ted with Johelly and </span><a href=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?=
f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNHYhZCKrUhyKlEGNht0=
5vMohWblmlMp9wE5cQ4L4p5C3t5pZO8Cf2vzBDlSmOtHqZlL7bOMEd8RYCNZt1NCjzPh-2V1YOs=
AJStTCTkpSDiVhamsn15QCNkAPQNZLXWJhL9x-Q=3D=3D&c=3D0zcsovD72GHFvYh2Bgb-w4ZNU=
SYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8=
HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" s=
tyle=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdan=
a, Helvetica, sans-serif; text-decoration: underline; font-weight: bold; fo=
nt-style: normal;">Small Business Loan Officer Saul Pe&#xf1;a</a><span styl=
e=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdana, =
Helvetica, sans-serif; text-decoration: underline;"> </span><span style=3D"=
font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetic=
a, sans-serif;">about Nectar&#x2019;s approach to the loan process and its =
benefits for Johelly and her team. Read the conversation </span><a href=3D"=
https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PP=
rKkoI_wKJtsaJBEBbNHYhZCKrUhyKlEGas7Q2QCHdRlVUPdXxYhtobz-aHhizzhab8SWdP3tIa1=
Z_kQRgROp0UmJQgoLnN_esEbkktkQNX8Q3c5E9vAn8gAYdFrMMZL4gYBTcfsIkJfrfCyWrTgDO5=
QG0z1WXfVqOCBPUluk3nhcxyfhWXo56IbOMj4Xt8fLjJPhaqcS-I1b0_yiIknnew22I5h1G9ff&=
c=3D0zcsovD72GHFvYh2Bgb-w4ZNUSYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5=
M8mNCRn3Zk6do0fABmDzHzLREtmJ8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener no=
referrer" target=3D"_blank" style=3D"font-size: 15px; font-family: Arial, V=
erdana, Helvetica, sans-serif; color: #003c30; font-weight: bold; text-deco=
ration: underline; font-style: normal;">here</a>.</p>
</td> </tr> </table>  </td>  <td class=3D"column column--2 scale stack" sty=
le=3D"width: 40%;" align=3D"center" valign=3D"top"> <table class=3D"image i=
mage--padding-vertical image--mobile-scale image--mobile-center" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"im=
age_container content-padding-horizontal" style=3D"padding: 10px 20px 10px =
10px;" align=3D"center" valign=3D"top"> <table class=3D"image_container-cap=
tion text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-=
layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"text-align: =
center; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; col=
or: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: =
break-word; padding: 0px;" align=3D"center"> <img data-image-content class=
=3D"image_content" style=3D"display: block; height: auto; max-width: 100%;"=
 width=3D"200" src=3D"https://files.constantcontact.com/c6db4d74801/4ff4dec=
9-5f5f-4d41-8ffd-84a96fada86f.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </tabl=
e> </td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layout=
--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale s=
tack" style=3D"width: 100%;" align=3D"center" valign=3D"top"><div class=3D"=
spacer" style=3D"line-height: 10px; height: 10px;">&#x200a;</div></td> </tr=
> </table> <table class=3D"layout layout--1-column" style=3D"table-layout: =
fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <t=
r> <td class=3D"column column--1 scale stack" style=3D"width: 100%;" align=
=3D"center" valign=3D"top"> <table class=3D"image image--mobile-scale image=
--mobile-center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"> <tr> <td class=3D"image_container" style=3D"" align=3D"center" vali=
gn=3D"top"> <table class=3D"image_container-caption text" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td cl=
ass=3D"text_content-cell" style=3D"text-align: center; font-family: Century=
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; line-height: 1.2; display: block; word-wrap: break-word; padding: 0px;" a=
lign=3D"center"> <img data-image-content class=3D"image_content" style=3D"d=
isplay: block; height: auto; max-width: 100%;" width=3D"589" src=3D"https:/=
/files.constantcontact.com/c6db4d74801/f35cf97f-1738-45b9-96a7-b257e4e7b650=
.png?rdr=3Dtrue" alt=3D"">  </td> </tr> </table> </td> </tr> </table>  </td=
> </tr> </table> <table class=3D"layout layout--1-column" style=3D"backgrou=
nd-color: #ffffff; table-layout: fixed;" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" bgcolor=3D"#ffffff"> <tr> <td class=3D"column=
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op"> <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr>=
 <td class=3D"text_content-cell content-padding-horizontal" style=3D"text-a=
lign: left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif;=
 color: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wr=
ap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 24px; color: rgb(17, 66, =
29); font-weight: bold; font-family: Arial, Verdana, Helvetica, sans-serif;=
">Lawrence Rising: Financial Equity Summit</span></p>
<p style=3D"margin: 0;"><br></p>
</td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layout--2=
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"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#ffffff"=
> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 55%;" ali=
gn=3D"center" valign=3D"top"> <table class=3D"text text--article text--padd=
ing-vertical" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell cont=
ent-padding-horizontal" style=3D"text-align: left; font-family: Century Got=
hic,Calibri,Helvetica,Arial,sans-serif; color: #003c30; font-size: 14px; li=
ne-height: 1.2; display: block; word-wrap: break-word; padding: 10px 10px 1=
0px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Nectar Executive Dir=
ector </span><a href=3D"https://mlpj6dbbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXac=
t7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJBEBbNHYhZCKrUhyKlEG0TyIZDDri7M00z7QEHZ=
a-xnVZWL7pBMiRPtq5uvBmRZVr6g_az-xPDQQs_38nDn7MdXtsFNknoP2DXkT2u4JCIH6l1_zu5=
Sje5SpIxRiZiSWtPqqQyYBNg=3D=3D&c=3D0zcsovD72GHFvYh2Bgb-w4ZNUSYIKyA8flAS7UnM=
IqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8HHTWAt9_Sqa_NQW=
aJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" style=3D"font-si=
ze: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdana, Helvetica, s=
ans-serif; font-weight: bold; text-decoration: underline; font-style: norma=
l;">Glynn Lloyd </a><span style=3D"font-size: 15px; color: rgb(0, 0, 0); fo=
nt-family: Arial, Verdana, Helvetica, sans-serif;">recently spoke on the &#=
x201c;Lawrence Rising&#x201d; panel at the </span><a href=3D"https://mlpj6d=
bbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJB=
EBbNHYhZCKrUhyKlEGHg8aTm0YBXFgsMXy-G4tOoh9LDdMhUhOM1PNyc6llnZzaaDTvgurbxjDW=
HlkcF-NvFgbI3GVktUyZoMxbdrJFvmpquE3oqLe&c=3D0zcsovD72GHFvYh2Bgb-w4ZNUSYIKyA=
8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ8HHTWAt=
9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" style=
=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdana, H=
elvetica, sans-serif; text-decoration: underline; font-weight: bold; font-s=
tyle: normal;">Partnership for Financial Equity</a><span style=3D"font-size=
: 15px; color: rgb(17, 66, 29); font-family: Arial, Verdana, Helvetica, san=
s-serif; text-decoration: underline; font-weight: bold;">&#x2019;s </span><=
span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Ver=
dana, Helvetica, sans-serif;">fourth annual </span><a href=3D"https://mlpj6=
dbbb.cc.rs6.net/tn.jsp?f=3D001QrXXhXact7YH_yeKTqmbweXb-dRo31PPrKkoI_wKJtsaJ=
BEBbNHYhZCKrUhyKlEG1cfn_4PENBdnvtR9XpgeId74iUt2eio02ESjQd4MjIvZ2Fr8bTIJbbqZ=
cwtBoob8D4kgwz_4pk4sBvP_OSeyntuG7SeaEbTIgHZ6Wrz30fpBbJ5vq9sNC4rnX-gx7ZbwVKC=
aimRsndnB8y1BHdVBgAk267zUDRLI1M47J4KD_Zg3f1n2Cu3XbnpGp0OLl-1p-xOG5SjraObrdY=
vnr6j2T7ZsZBy8tn11H1PSTg9l3uh1fK3rT6K6pQ=3D=3D&c=3D0zcsovD72GHFvYh2Bgb-w4ZN=
USYIKyA8flAS7UnMIqvZP0F9A-pOEw=3D=3D&ch=3DWN0D5M8mNCRn3Zk6do0fABmDzHzLREtmJ=
8HHTWAt9_Sqa_NQWaJXLw=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" =
style=3D"font-size: 15px; color: rgb(17, 66, 29); font-family: Arial, Verda=
na, Helvetica, sans-serif; text-decoration: underline; font-weight: bold; f=
ont-style: normal;">Financial Equity Summit</a><span style=3D"font-size: 15=
px; color: rgb(17, 66, 29); font-family: Arial, Verdana, Helvetica, sans-se=
rif; text-decoration: underline;">,</span><span style=3D"font-size: 15px; c=
olor: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-serif;"> w=
hich took place at The Vault in Lawrence. </span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">&#xfeff;In Glynn&#x2=
019;s words, &#x201c;Events like this summit are important, as CDFIs like N=
ectar need to work closely with the banking sector to help move capital to =
the most needed corners of our community and, more specifically, push back =
on the rise of predatory lending to our small businesses.&#x201d; Thanks to=
 the Partnership for Financial Equity for organizing this valuable summit, =
and to all the speakers and panelists for their insights throughout the two=
-day event.&#xa0;</span></p>
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iteBG-Email-Footer.png" alt=3D"Constant Contact"></a>  </td> </tr> </table>=
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