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Email from Nectar Community Investments January updates January 2025 Dear f=
riends,  Right around this time, when people are making (and maybe even re-=
assessing) their New Year=E2=80=99s - resolutions, we at Nectar think about=
 what it means to have resolve. As we kick off 2025 and look across a very =
challenging landscape, we=E2=80=99ve got our resolution. We=E2=80=99re comm=
itted to the work. And doing it well. This resolve comes from our faith in =
our mission and from the developments you=E2=80=99ll read in this newslette=
r: new members of our team and Board of Directors, new beginnings for a bel=
oved local business, and new pursuits for our Business Equity Initiative co=
hort. But, it also comes from you. When the time comes to reflect on 2025, =
we want to know that we created a positive impact throughout Massachusetts =
and Rhode Island. Your help on this journey, whether you=E2=80=99re a clien=
t, a partner or a supporter, means a great deal to us. We look forward to c=
ollaborating with you on what=E2=80=99s ahead. The Nectar Community Investm=
ents Team =E2=80=8A A New Bedford home for Vicente's supermarket Our Small =
Business Lending Manager Aaron Lackman attended the Dec. 13 groundbreaking =
of Vicente=E2=80=99s Supermarkets New Bedford store, which Nectar supported=
 through a financing package with The Boston Foundation and the Local Enter=
prise Assistance Fund. Read more about the transaction, which invests in Vi=
cente=E2=80=99s mission to bring much-needed food access to low- to moderat=
e-income communities, by clicking here.  =EF=BB=BF =E2=80=8A Apply for the =
Business Equity Initiative and grow your business We=E2=80=99re in the proc=
ess of kicking off our next cohort of the Business Equity Initiative, our a=
ward-winning, high-touch advisory program. But if you=E2=80=99re looking to=
 build capacity, open access to growth capital and leverage networking to e=
xpand business contracts, we=E2=80=99re accepting applications on a rolling=
 basis for the next cohort. Click here to learn more and apply. =EF=BB=BF W=
elcome Liz Tomasi We=E2=80=99re thrilled to have Liz Tomasi on board as our=
 first Climate Resilience & Environmental Justice Program Manager. In this =
new role, Liz will oversee and complete program management and implementati=
on of Nectar=E2=80=99s environmental justice priorities. Our strategic plan=
 includes increasing sustainability by providing energy efficiency and rene=
wable energy advisory and financing solutions to homeowners and small busin=
esses, and Liz=E2=80=99s work will be integral to accomplishing that goal. =
  Liz, through her past experiences, has helped connect residents throughou=
t Massachusetts with energy-efficient resources and Home Energy Assessments=
. A proud Lawrence native, Liz has been a cornerstone of community engageme=
nt efforts in the city, working with various nonprofits to provide underser=
ved populations with access to sustainable energy solutions. She earned her=
 degree in sociology and information technology from Southern New Hampshire=
 University. Outside of work, Liz enjoys spending time with her husband, fo=
ur sons and the family's English Bulldog. =E2=80=8A =E2=80=8A =E2=80=8A Tha=
nk you to our board members With the start of a new year, we would like to =
welcome our newest board member, Dan Rivera. Dan is the interim executive d=
irector at Coalition for a Better Acre and served as president of MassDevel=
opment and Mayor of the City of Lawrence. Dan=E2=80=99s expertise in econom=
ic development and public service is an exceptional addition to our board, =
and we look forward to his guidance on how Nectar can accomplish its missio=
n.  We would also like to thank our departing board members for their servi=
ce. We have deeply appreciated your leadership and strategic guidance as we=
 work to build generational wealth. Thank you again for your commitment to =
Nectar! Yun-Ju Choi, Coalition for a Better Acre  Kristen Harold, The Life =
Initiative Lisa Torrisi, Jackson Lumber Arleen Zorillo, Lawrence CommunityW=
orks =E2=80=8A =E2=80=8A =E2=80=8A     nectarinvests.org =E2=80=8A Nectar C=
ommunity Investments | 50 Island Street, Entry B, Suite 103 | Lawrence, MA =
01840 US Unsubscribe | Update Profile | Constant Contact Data Notice
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ter" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; m=
in-width: 100%; width: 100%; margin: 0px; padding: 0px;"> <div id=3D"prehea=
der" style=3D"color: transparent; display: none; font-size: 1px; line-heigh=
t: 1px; max-height: 0px; max-width: 0px; opacity: 0; overflow: hidden;"><sp=
an data-entity-ref=3D"preheader">January updates</span></div> <div id=3D"tr=
acking-image" style=3D"color: transparent; display: none; font-size: 1px; l=
ine-height: 1px; max-height: 0px; max-width: 0px; opacity: 0; overflow: hid=
den;"><img src=3D"https://mlpj6dbbb.cc.rs6.net/on.jsp?ca=3D75ef16e4-8ad9-4c=
bd-a100-26da292fd3ad&a=3D1135076490604&c=3D44ec2a2c-fe59-11ec-9be4-fa163e47=
0cab&ch=3D4501f3ca-fe59-11ec-9be4-fa163e470cab" / alt=3D""></div> <div clas=
s=3D"shell" lang=3D"en-US" dir=3D"ltr" style=3D"background-color: #eaf0f0;"=
>    <table class=3D"shell_panel-row" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" style=3D"background: #eaf0f0 url('') repeat left=
 top;" bgcolor=3D"#eaf0f0" background=3D""> <tr class=3D""> <td class=3D"sh=
ell_panel-cell" style=3D"background-color: #e1e34f;" align=3D"center" valig=
n=3D"top" bgcolor=3D"#e1e34f"> <table class=3D"shell_width-row scale" style=
=3D"width: 610px;" align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0"> <tr> <td class=3D"shell_width-cell" style=3D"padding: 25px 10px =
15px;" align=3D"center" valign=3D"top"> <table class=3D"shell_content-row" =
width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"> <tr> <td class=3D"shell_content-cell" style=3D"border-radius: 0px; =
background-color: #eaf0f0; padding: 0; border: 0px solid #e1e34f;" align=3D=
"center" valign=3D"top" bgcolor=3D"#eaf0f0"> <table class=3D"layout layout-=
-1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale st=
ack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetica,Ari=
al,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: =
block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img data-im=
age-content class=3D"image_content" style=3D"display: block; height: auto; =
max-width: 100%;" width=3D"588" src=3D"https://files.constantcontact.com/c6=
db4d74801/cd58a48d-49c8-488b-8fbe-d3ff4db3b8b0.png" alt=3D"">  </td> </tr> =
</table> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout l=
ayout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 sc=
ale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"t=
ext-align: right; margin: 0;" align=3D"right"><span style=3D"color: rgb(0, =
24, 19);">January 2025</span></p></td> </tr> </table> </td> </tr> </table> =
<table class=3D"layout layout--1-column" style=3D"table-layout: fixed;" wid=
th=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr></tr> </t=
able> <table class=3D"layout layout--1-column" style=3D"table-layout: fixed=
;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <t=
d class=3D"column column--1 scale stack" style=3D"width: 100%;" align=3D"ce=
nter" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1.2; text-align: left; font-family: Century Gothic,Calibri,Helvetica,Aria=
l,sans-serif; color: #003c30; font-size: 14px; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-weight: bold; font-family: Arial, Verdana, Helvetica, sans-serif;">D=
ear friends,&#xa0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Right around this ti=
me, when people are making (and maybe even re-assessing) their New Year&#x2=
019;s - resolutions, we at Nectar think about what it means to have resolve=
.&#xa0;As we kick off 2025 and look across a very challenging landscape, we=
&#x2019;ve got our resolution. We&#x2019;re committed to the work. And doin=
g it well.</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">This resolve comes f=
rom our faith in our mission and from the developments you&#x2019;ll read i=
n this newsletter: new members of our team and Board of Directors, new begi=
nnings for a beloved local business, and new pursuits for our Business Equi=
ty Initiative cohort. But, it also comes from you. When the time comes to r=
eflect on 2025, we want to know that we created a positive impact throughou=
t Massachusetts and Rhode Island. Your help on this journey, whether you&#x=
2019;re a client, a partner or a supporter, means a great deal to us. We lo=
ok forward to collaborating with you on what&#x2019;s ahead.</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D'font-size: 15px; color: rgb(0, 24, 1=
9); font-family: "Century Gothic", Calibri, Helvetica, Arial, sans-serif;'>=
The Nectar Community Investments Team</span></p>
</td> </tr> </table> <div class=3D"spacer" style=3D"height: 30px; line-heig=
ht: 30px;">&#x200a;</div>
</td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"tabl=
e-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100=
%;" align=3D"center" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetica,Ari=
al,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: =
block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img data-im=
age-content class=3D"image_content" style=3D"display: block; height: auto; =
max-width: 100%;" width=3D"590" src=3D"https://files.constantcontact.com/c6=
db4d74801/fdbe541e-6775-4368-9c96-582b3b62a6ce.png" alt=3D"">  </td> </tr> =
</table> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout l=
ayout--1-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 sc=
ale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"m=
argin: 0;"><span style=3D"font-size: 22px; font-weight: bold;">A New Bedfor=
d home for Vicente's supermarket</span></p></td> </tr> </table> </td> </tr>=
 </table> <table class=3D"layout-margin" style=3D"" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"layout-margin=
_cell" style=3D"padding: 0px 20px;" align=3D"center" valign=3D"top"> <table=
 class=3D"layout layout--feature layout--2-column" style=3D"table-layout: f=
ixed; background-color: #eaf0f0;" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" bgcolor=3D"#eaf0f0"> <tr> <td class=3D"column colu=
mn--1 scale stack" style=3D"width: 45%;" align=3D"center" valign=3D"top">
<table class=3D"image image--padding-vertical image--mobile-scale image--mo=
bile-center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
"> <tr> <td class=3D"image_container content-padding-horizontal" style=3D"p=
adding: 10px 10px 10px 20px;" align=3D"center" valign=3D"top"> <table class=
=3D"image_container-caption text" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell=
" style=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetic=
a,Arial,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; disp=
lay: block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img da=
ta-image-content class=3D"image_content" style=3D"display: block; height: a=
uto; max-width: 100%;" width=3D"218" src=3D"https://files.constantcontact.c=
om/c6db4d74801/c0ee84bb-770e-41ba-baff-ac956df90110.png" alt=3D"">  </td> <=
/tr> </table> </td> </tr> </table> </td>  <td class=3D"column column--2 sca=
le stack" style=3D"width: 55%;" align=3D"center" valign=3D"top">
<table class=3D"text text--feature text--padding-vertical" width=3D"100%" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixe=
d;"> <tr> <td class=3D"text_content-cell content-padding-horizontal" style=
=3D"text-align: left; font-family: Century Gothic,Calibri,Helvetica,Arial,s=
ans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: bloc=
k; word-wrap: break-word; padding: 10px 20px 10px 10px;" align=3D"left" val=
ign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">Our Small Business L=
ending Manager Aaron Lackman attended the Dec. 13 groundbreaking of</span><=
span style=3D"font-size: 15px; color: rgb(0, 60, 48); font-family: Arial, V=
erdana, Helvetica, sans-serif;"> </span><a href=3D"https://mlpj6dbbb.cc.rs6=
.net/tn.jsp?f=3D00165-JidOwtGE12BB47yL5vIa90nZ588rjteOvuwCZZLcofnYRbqhKAhHj=
KTAQzs0Etk28LMglzmTnTMIkbFbP_9p-w_RJedWYwyNdFyX3koOaDejB8Yvb31Cd_VKnbDnAEka=
21AErVMP-DX0JPXrktKE-8l6zYDT5xUeaJzRXxWU=3D&c=3DjVuC8IGZEVJj_w4C7BEzL5KV4ud=
Gx_Nl194jMY8vL8GIM-d6d6MpNg=3D=3D&ch=3DhKPGd1JGUw6cx8pm_rh0uuFmUiYpVOCIH7gZ=
kAXwBMgwMsbcbCDvhQ=3D=3D" rel=3D"noopener noreferrer" target=3D"_blank" sty=
le=3D"font-size: 15px; color: rgb(0, 60, 48); font-family: Arial, Verdana, =
Helvetica, sans-serif; font-weight: bold; text-decoration: underline; font-=
style: normal;">Vicente&#x2019;s Supermarkets</a><span style=3D"font-size: =
15px; color: rgb(0, 60, 48); font-family: Arial, Verdana, Helvetica, sans-s=
erif;"> </span><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-fa=
mily: Arial, Verdana, Helvetica, sans-serif;">New Bedford store, which Nect=
ar supported through a financing package with The Boston Foundation and the=
 Local Enterprise Assistance Fund. Read more about the transaction, which i=
nvests in Vicente&#x2019;s mission to bring much-needed food access to low-=
 to moderate-income communities, by clicking </span><a href=3D"https://mlpj=
6dbbb.cc.rs6.net/tn.jsp?f=3D00165-JidOwtGE12BB47yL5vIa90nZ588rjteOvuwCZZLco=
fnYRbqhKAhHjKTAQzs0ExWRNQp1cFMTRHOWfYeviJPqDFntbcYP-mnoubt392Emt5XZsracumTq=
JJd1rYGmH3J2GYRbCVL8rOw3hv7gPk4Ib6OJMYBRSRdrGFsNySU9g7pfWAHZ-5WiNfpjUT9ZfKG=
NgeuGWVY6mhffz_Be99OwRZzYsaOnZpBHaPZv8kfPWuBO3jHYeMw=3D=3D&c=3DjVuC8IGZEVJj=
_w4C7BEzL5KV4udGx_Nl194jMY8vL8GIM-d6d6MpNg=3D=3D&ch=3DhKPGd1JGUw6cx8pm_rh0u=
uFmUiYpVOCIH7gZkAXwBMgwMsbcbCDvhQ=3D=3D" rel=3D"noopener noreferrer" target=
=3D"_blank" style=3D"font-size: 15px; font-family: Arial, Verdana, Helvetic=
a, sans-serif; color: #003c30; font-weight: bold; text-decoration: underlin=
e; font-style: normal;">here</a><span style=3D"font-size: 15px; font-family=
: Arial, Verdana, Helvetica, sans-serif; text-decoration: underline;">.</sp=
an><span style=3D"font-size: 15px; font-family: Arial, Verdana, Helvetica, =
sans-serif; color: rgb(0, 0, 0);">&#xa0;</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; font-family: Arial,=
 Verdana, Helvetica, sans-serif; color: rgb(0, 0, 0);"><span class=3D"ql-cu=
rsor">&#xfeff;</span></span></p>
</td> </tr> </table> </td> </tr> </table>  </td> </tr> </table> <table clas=
s=3D"layout layout--1-column" style=3D"background-color: #ffffff; table-lay=
out: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" bgcolor=3D"#ffffff"> <tr> <td class=3D"column column--1 scale stack" styl=
e=3D"width: 100%;" align=3D"center" valign=3D"top"><div class=3D"spacer" st=
yle=3D"height: 30px; line-height: 30px;">&#x200a;</div></td> </tr> </table>=
 <table class=3D"layout layout--1-column" style=3D"background-color: #fffff=
f; table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" bgcolor=3D"#ffffff"> <tr> <td class=3D"column column--1 scale=
 stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"m=
argin: 0;"><span style=3D"font-weight: bold; font-size: 22px; color: rgb(0,=
 60, 48);">Apply for the Business Equity Initiative and grow your business<=
/span></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layout =
layout--1-column" style=3D"background-color: #ffffff; table-layout: fixed;"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D=
"#ffffff"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: =
100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"line-height=
: 1.2; text-align: left; font-family: Century Gothic,Calibri,Helvetica,Aria=
l,sans-serif; color: #003c30; font-size: 14px; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;">We&#x2019;re in the =
process of kicking off our next cohort of the Business Equity Initiative, o=
ur award-winning, high-touch advisory program. But if you&#x2019;re looking=
 to build capacity, open access to growth capital and leverage networking t=
o expand business contracts, we&#x2019;re accepting applications on a rolli=
ng basis for the next cohort. </span><a href=3D"https://mlpj6dbbb.cc.rs6.ne=
t/tn.jsp?f=3D00165-JidOwtGE12BB47yL5vIa90nZ588rjteOvuwCZZLcofnYRbqhKAhHjKTA=
Qzs0E5no3HDfQD3Kyl5gikwsX0uYf9ZnsVwdzxBeRNytXyxNt1BFtHlLqHVP1a3eWt232HU8UBf=
Cwnqfs-imWVpE0aRxOeBxoFPasU3yZvGTgTEIFy3mh1_oD8Q=3D=3D&c=3DjVuC8IGZEVJj_w4C=
7BEzL5KV4udGx_Nl194jMY8vL8GIM-d6d6MpNg=3D=3D&ch=3DhKPGd1JGUw6cx8pm_rh0uuFmU=
iYpVOCIH7gZkAXwBMgwMsbcbCDvhQ=3D=3D" rel=3D"noopener noreferrer" target=3D"=
_blank" style=3D"font-size: 15px; color: rgb(0, 60, 48); font-family: Arial=
, Verdana, Helvetica, sans-serif; font-weight: bold; text-decoration: under=
line; font-style: normal;">Click here</a><span style=3D"font-size: 15px; co=
lor: rgb(0, 60, 48); font-family: Arial, Verdana, Helvetica, sans-serif;"> =
</span><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Ar=
ial, Verdana, Helvetica, sans-serif;">to learn more and apply.</span></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif;"><span class=3D"ql-cu=
rsor">&#xfeff;</span></span></p>
</td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1-=
column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stack=
" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetica,Ari=
al,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: =
block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img data-im=
age-content class=3D"image_content" style=3D"display: block; height: auto; =
max-width: 100%;" width=3D"589" src=3D"https://files.constantcontact.com/c6=
db4d74801/5375e39e-3c50-435a-b9ef-d690a7e02431.png" alt=3D"">  </td> </tr> =
</table> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout l=
ayout--1-column" style=3D"background-color: #eaf0f0; table-layout: fixed;" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"=
#eaf0f0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 1=
00%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"m=
argin: 0;"><span style=3D'font-size: 22px; font-weight: bold; font-family: =
"Century Gothic", Calibri, Helvetica, Arial, sans-serif;'>Welcome Liz Tomas=
i</span></p></td> </tr> </table> </td> </tr> </table> <table class=3D"layou=
t-margin" style=3D"" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0"> <tr> <td class=3D"layout-margin_cell" style=3D"padding: 0px 20px=
;" align=3D"center" valign=3D"top"> <table class=3D"layout layout--feature =
layout--2-column" style=3D"table-layout: fixed; background-color: #eaf0f0;"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D=
"#eaf0f0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: =
45%;" align=3D"center" valign=3D"top">
<table class=3D"image image--padding-vertical image--mobile-scale image--mo=
bile-center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
"> <tr> <td class=3D"image_container content-padding-horizontal" style=3D"p=
adding: 10px 10px 10px 20px;" align=3D"center" valign=3D"top"> <table class=
=3D"image_container-caption text" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell=
" style=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetic=
a,Arial,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; disp=
lay: block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img da=
ta-image-content class=3D"image_content" style=3D"display: block; height: a=
uto; max-width: 100%;" width=3D"218" src=3D"https://files.constantcontact.c=
om/c6db4d74801/4c56ac47-6100-4466-8eb8-f5da9613b570.jpg" alt=3D"">  </td> <=
/tr> </table> </td> </tr> </table> </td>  <td class=3D"column column--2 sca=
le stack" style=3D"width: 55%;" align=3D"center" valign=3D"top">
<table class=3D"text text--feature text--padding-vertical" width=3D"100%" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixe=
d;"> <tr> <td class=3D"text_content-cell content-padding-horizontal" style=
=3D"text-align: left; font-family: Century Gothic,Calibri,Helvetica,Arial,s=
ans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: bloc=
k; word-wrap: break-word; padding: 10px 20px 10px 10px;" align=3D"left" val=
ign=3D"top"><p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: =
rgb(0, 0, 0); font-weight: bold; font-family: Arial, Verdana, Helvetica, sa=
ns-serif;">We&#x2019;re thrilled to have Liz Tomasi on board as our first C=
limate Resilience &amp; Environmental Justice Program Manager.</span><span =
style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana,=
 Helvetica, sans-serif;"> In this new role, Liz will oversee and complete p=
rogram management and implementation of Nectar&#x2019;s environmental justi=
ce priorities. Our strategic plan includes increasing sustainability by pro=
viding energy efficiency and renewable energy advisory and financing soluti=
ons to homeowners and small businesses, and Liz&#x2019;s work will be integ=
ral to accomplishing that goal.&#xa0;&#xa0;</span></p></td> </tr> </table> =
</td> </tr> </table>  </td> </tr> </table> <table class=3D"layout layout--1=
-column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac=
k" style=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"m=
argin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family=
: Arial, Verdana, Helvetica, sans-serif;">Liz, through her past experiences=
, has helped connect residents throughout Massachusetts with energy-efficie=
nt resources and Home Energy Assessments. A proud Lawrence native, Liz has =
been a cornerstone of community engagement efforts in the city, working wit=
h various nonprofits to provide underserved populations with access to sust=
ainable energy solutions. She earned her degree in sociology and informatio=
n technology from Southern New Hampshire University. Outside of work, Liz e=
njoys spending time with her husband, four sons and the family's English Bu=
lldog. </span></p></td> </tr> </table> </td> </tr> </table> <table class=3D=
"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column col=
umn--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top">=
<div class=3D"spacer" style=3D"line-height: 10px; height: 10px;">&#x200a;</=
div></td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"=
table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width:=
 100%;" align=3D"center" valign=3D"top"><div class=3D"spacer" style=3D"line=
-height: 10px; height: 10px;">&#x200a;</div></td> </tr> </table> <table cla=
ss=3D"layout layout--1-column" style=3D"table-layout: fixed;" width=3D"100%=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"colum=
n column--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"=
top">
<table class=3D"image image--mobile-scale image--mobile-center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"ima=
ge_container" style=3D"" align=3D"center" valign=3D"top"> <table class=3D"i=
mage_container-caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell" sty=
le=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetica,Ari=
al,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; display: =
block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img data-im=
age-content class=3D"image_content" style=3D"display: block; height: auto; =
max-width: 100%;" width=3D"589" src=3D"https://files.constantcontact.com/c6=
db4d74801/eb2dcbda-fabf-4406-8de8-fdb0be1a6379.png" alt=3D"">  </td> </tr> =
</table> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout l=
ayout--1-column" style=3D"background-color: #ffffff; table-layout: fixed;" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"=
#ffffff"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 1=
00%;" align=3D"center" valign=3D"top"><div class=3D"spacer" style=3D"line-h=
eight: 13px; height: 13px;">&#x200a;</div></td> </tr> </table> <table class=
=3D"layout layout--1-column" style=3D"background-color: #ffffff; table-layo=
ut: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 bgcolor=3D"#ffffff"> <tr> <td class=3D"column column--1 scale stack" style=
=3D"width: 100%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 20px;" align=3D"left" valign=3D"top"><p style=3D"m=
argin: 0;"><span style=3D"font-size: 24px; font-weight: bold;">Thank you to=
 our board members</span></p></td> </tr> </table> </td> </tr> </table> <tab=
le class=3D"layout layout--2-column" style=3D"background-color: #ffffff; ta=
ble-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" bgcolor=3D"#ffffff"> <tr> <td class=3D"column column--1 scale stac=
k" style=3D"width: 70%;" align=3D"center" valign=3D"top">
<table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td =
class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:=
 left; font-family: Century Gothic,Calibri,Helvetica,Arial,sans-serif; colo=
r: #003c30; font-size: 14px; line-height: 1.2; display: block; word-wrap: b=
reak-word; padding: 10px 10px 10px 20px;" align=3D"left" valign=3D"top">
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-weight: bold; font-family: Arial, Verdana, Helvetica, sans-serif;">W=
ith the start of a new year, we would like to welcome our newest board memb=
er, Dan Rivera</span><span style=3D"font-size: 15px; color: rgb(0, 0, 0); f=
ont-family: Arial, Verdana, Helvetica, sans-serif;">. Dan is the interim ex=
ecutive director at Coalition for a Better Acre and served as president of =
MassDevelopment and Mayor of the City of Lawrence. Dan&#x2019;s expertise i=
n economic development and public service is an exceptional addition to our=
 board, and we look forward to his guidance on how Nectar can accomplish it=
s mission.&#xa0;</span></p>
<p style=3D"margin: 0;"><br></p>
<p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)=
; font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold;">W=
e would also like to thank our departing board members for their service.</=
span><span style=3D"font-size: 15px; color: rgb(0, 0, 0); font-family: Aria=
l, Verdana, Helvetica, sans-serif;"> We have deeply appreciated your leader=
ship and strategic guidance as we work to build generational wealth. Thank =
you again for your commitment to Nectar!</span></p>
<ul>
<li style=3D"font-size: 15px; color: rgb(0, 0, 0);"><span style=3D"font-siz=
e: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-=
serif;">Yun-Ju Choi, Coalition for a Better Acre&#xa0;</span></li>
<li style=3D"font-size: 15px; color: rgb(0, 0, 0);"><span style=3D"font-siz=
e: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-=
serif;">Kristen Harold, The Life Initiative</span></li>
<li style=3D"font-size: 15px; color: rgb(0, 0, 0);"><span style=3D"font-siz=
e: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-=
serif;">Lisa Torrisi, Jackson Lumber</span></li>
<li style=3D"font-size: 15px; color: rgb(0, 0, 0);"><span style=3D"font-siz=
e: 15px; color: rgb(0, 0, 0); font-family: Arial, Verdana, Helvetica, sans-=
serif;">Arleen Zorillo, Lawrence CommunityWorks</span></li>
</ul>
</td> </tr> </table> </td>  <td class=3D"column column--2 scale stack" styl=
e=3D"width: 30%;" align=3D"center" valign=3D"top">
<table class=3D"image image--padding-vertical image--mobile-scale image--mo=
bile-center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
"> <tr> <td class=3D"image_container content-padding-horizontal" style=3D"p=
adding: 10px 20px 10px 10px;" align=3D"right" valign=3D"top"> <table class=
=3D"image_container-caption text" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"text_content-cell=
" style=3D"text-align: center; font-family: Century Gothic,Calibri,Helvetic=
a,Arial,sans-serif; color: #003c30; font-size: 14px; line-height: 1.2; disp=
lay: block; word-wrap: break-word; padding: 0px;" align=3D"center"> <img da=
ta-image-content class=3D"image_content" style=3D"display: block; height: a=
uto; max-width: 100%;" width=3D"147" src=3D"https://files.constantcontact.c=
om/c6db4d74801/605b8d7b-7af8-4ec4-84be-51dc1da2844c.png" alt=3D"">  </td> <=
/tr> </table> </td> </tr> </table> </td> </tr> </table> <table class=3D"lay=
out layout--1-column" style=3D"background-color: #ffffff; table-layout: fix=
ed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolo=
r=3D"#ffffff"> <tr> <td class=3D"column column--1 scale stack" style=3D"wid=
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